How Do I Find Out If I Am Eligible For HARP 2.0 And How Do I Get started?
Here are the steps to take advantage of the new and improved HARP 2.0 program. You will want to get ahead of the huge wave of people looking to use this program to lower their payments. If you follow these easy steps I will do everything I can to keep you ahead of the big wave.
- Make sure your Fannie Mae or Freddie Mac loan was completed prior to June 1, 2009. Any loans completed after that will not qualify for this program at this time.
- Check online at the links provided here on this page to make sure your loan is owned by Fannie Mae or Freddie Mac. Don’t confuse this with the servicer of your loan (who you pay your mortgage to). If you are not sure just check it doesn’t take long. Be sure to try all the borrowers’ names if there is more than one of you on the loan. If you get a match go to step 3!
- If you are interested in getting started you can send me an email with your name and “FANNIE MAE” or “FREDDIE MAC” in the subject line and your contact info in the email and I will follow up with you.
3.1 If you are a past customer I will just need to update your information already on file. You can go to step 3.3.
3.2 If you are a new customer you can simplify the process by completing the online loan application at the address here on the screen: APPLY NOW
3.3 Then go to the What’s Needed page here. You can scan and email this documentation to me so we can complete your loan application.