Arizona Loaned

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    Resource: The December Cromford Report

    The Cromford Report is a monthly snapshot of the Phoenix housing market. If you are in the industry, or thinking about buying a home, it is a great resource. Below is a summary of the December report, but you can download the full version in our Arizona mortgage resource center. Greater Phoenix – Single Family Detached Market Headlines Except above $800,000, sales prices in $/SF are now higher than a year ago. Inventory is falling again for all price ranges. Above $400,000 demand remains relatively weak. Lender-owned inventory is still falling and REOs are losing market share in sales. Active [...]

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    Tip of the Week: Hot Water Heater Maintenance

    Like most appliances, hot water heaters require regular maintenance. If you neglect your water heater, it could end up costing you an arm and a leg in the long run. In this tip, Cal and Dax discuss three ways to extend your hot water heater’s life, and save yourself the hassle and cost of getting a replacement. But, just in case you waited too long, we have a coupon for you as well. In case you missed their last tip on water conservation, you can find it here.  

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    A Few Healthy Recipes for Your Holidays

    Happy Thanksgiving everyone! It’s the holiday season, and you know what that means, it’s time to eat, eat, nap, and eat some more. As the nation gears up to use those self-made belt holes, I thought I would share some healthy recipes with you in the hope of beating back the tide of growing waistlines. With some simple changes to old recipes, we can all feel better about our holiday gluttony! The first, found on the AARP website, is for turkey cutlets. Entrée: Maple-Glazed Turkey Cutlets Turkey is high in protein and low in fat. Here’s an easy way to [...]

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    Holiday Events in the Phoenix Area

    It’s getting to be that time of year again. Finally the summer that just wouldn’t end has broken, and in the Valley that means winter has come. I’ve made a PDF listing upcoming holiday events all over the Phoenix area. It’s free, so please feel free to download and share it. Don’t delay, the events start this weekend! Happy Holidays! Download the Phoenix Holiday Events PDF, Free!

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    Resource: The October Cromford Report

    The Cromford Report is a monthly snapshot of the Phoenix housing market. If you are in the industry, or thinking about buying a home, it is a great resource. Below is a summary of the October report, but you can download the full version in our Arizona mortgage resource center. Greater Phoenix Single Family Detached Market Headlines A big contrast exists between the market under $200,000 and the market above that figure Enthusiastic buying below $100,000 is causing significant price rises as inventory becomes tight. Above $200,000 the market continues to deteriorate slightly. Above $400,000 there is potential for further [...]

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    “Significant Derogatory Credit Events” Waiting Periods

    As a loan officer here in Phoenix, I deal with credit and credit scores every single day. My job gives me a unique expertise in matters of credit, and three years after the housing market collapse, I’ve been getting more and more inquiries about the waiting periods required after “significant derogatory credit events”. What are significant derogatory credit events? Things like bankruptcy, foreclosure, and short sales require specific (and different) amounts of time before a buyer can qualify for another home loan. Different loan types require different waiting periods, and conditions apply. It can be quite confusing, so for the [...]