Arizona Loaned

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    Tip of the Week: QR Codes

    I’m sure you’ve all seen these two dimensional barcodes around lately, and you may have wondered just what the heck are they? More importantly why are they seemingly all over the place? Well, in this Tip of the Week, I explain these strange looking codes, and tell you how you can decipher them for yourself.

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    Choosing a Loan Officer: How Do I Decide Who’s Right for Me?

    When it comes time to buy a home or refinance the mortgage, finding a quality loan officer can be a daunting task. After all, this is probably the largest transaction you’ll be involved with during your lifetime, so understandably you want it handled by the right person. Here are 5 things to consider when selecting a loan officer. 1. Style – Many consumers overlook this aspect, but often our gut is a strong indicator of who will feel most comfortable with, regardless of how amazing the loan officer appears. Style refers to the lender’s personality, and how they go about [...]

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    What Are My Mortgage Options in Arizona?

    I can’t think of a better realization of the American Dream than owning your own home. As the owner of Prostaff Mortgage right here in Phoenix, I’m blessed to help people lay claim to their dream every single day. When it comes to taking that step and buying your own home, you have a few paths you could travel. I’d like to take a few minutes and talk about your mortgage options. I’m going to talk about three different loan types, and depending on your circumstances, each and any might be the right home loan for you. The loans I [...]

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    Has the Real Estate Market in Phoenix Stabilized?

    First to go down, first to come back up – at least, that’s what it’s been looking like for Phoenix’s Real Estate market. Inventory data analysis services supplied by the Cromford Report show that we aren’t as dire as we once were. As other markets continue to experience falling prices, Phoenix has been at the forefront of the list of markets to stabilize, as our prices have been quite steady through the most of this year, which is fantastic to see. This has a lot to do with our shrinking inventory – obviously, less houses on the market means more [...]

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    Fannie Mae is currently offering buyers up to 3.5% in closing cost assistance through October 31, 2011

    The HomePath property buyer must meet the following qualifications to be eligible: Buyers and/or selling agents (the agent representing the buyer) must request the incentive upon submission of initial offer. The initial offer must be submitted on or after June 14, 2011 and close by October 31, 2011. Initial offers made prior to the effective date are not eligible for the June 14 – October 31 incentive. The sale must close on or before October 31, 2011. No exceptions will be made to this deadline. Buyers must be purchasing a HomePath property as their primary residence to receive closing cost [...]

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    Common Sense Tips For Getting Your Home Sold

    Feeling like you’re in a home that will never be sold? First impressions to possible buyers are everything, if there is a long list of repairs or aspects of the home that are unattractive to the eye, you might be starting out your sale pitch with a broken leg. There are many things you can do to give your property a completely different image by updating rooms and appliances. Whether you’re preparing for a sale in the distant future, or ready to get out and into your new home within a few months, consider remodeling your main rooms as an [...]

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    Tip of the Week: Getting Gum Out

    If you have kids, odds are you have dealt with gum being somewhere it shouldn’t be, that is to say, outside of their mouths. As such, I’m sure you know that there are all kinds of purported solutions to the getting gum out of clothes. Do they work? Some do yes, and others? Well not so much. I have a solution below that I know works, as I’ve had to use it (more than once)! Watch the video below to learn how to get gum off of your child’s clothing, and save yourself some time and money.

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    Phoenix Real Estate Market Improves. Will It Last?

    Good news for the Phoenix area and great news for those of us in the real estate industry. Housing prices in the valley have increased for the first time in months. The median home was seen creeping up to just over $118,000 in June. As for a wider economic indicator, the number of foreclosures in the valley has dropped in addition to the rise. I’ve been saying for some time that I’ve noticed an uptick in the market. Multiple offers on Phoenix homes, properties not on the market for very long, more first time home buyers, etc. This is more [...]

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    Tip of the Week: Selling a Home in a Slow Phoenix Market

    Even though I’ve said a couple of times I believe the real restate market is improving here in Phoenix, that doesn’t mean that selling a home isn’t sometimes, okay, often tough. It’s getting better sure, but it’s still rough out there. Check out my latest tip of the week below. There is some good information out there on how to sell a home in a difficult market just waiting to be compiled and put into practice.